American Express

I’ve written a lot of posts on the blog about American Express cards and points. These are by far my most well read articles, so as the blog gets bigger I thought I’d tie all the questions together into one useful post.

Which is the best card for me?

See my reviews of my experience of using the American Express Nectar Credit Card and Gold Credit Card. Information about other cards, including Avios earning cards, can be found on the American Express website.

Note that, in most cases, to be eligible for a welcome spend bonus you cannot have held an American Express Card within the past 24 months.

What can I get with American Express points?

Hotel stays and flights tend to get the best value.

See my post regarding using the 10,000 points spend bonus.

How can I earn more points?

You can do two things. 1) Use my referral link to increase the spend bonus on any Amex card 2) If you’ve applied for the Amex gold card, then once you receive the card add a supplementary card holder for a points bonus.

How can I improve my chances of meeting the spend target?

PayPal, PayPal, PayPal!

Read my post about meeting Amex spend targets.

How do I get Airport Lounge Visits?

The Gold Credit card comes with two free lounge visits via Lounge Club, the Platinum card (now £575/year) includes unlimited visits via Priority Pass. See my post here.

What is the annual shop small promotion?

A fantastic opportunity to earn £5 back on each £10 spend with eligible small businesses. Read about it here.

Like many other offers, just click ‘save to card’

How many cards can I hold?

This is an odd one – Amex say two, but that clearly isn’t correct!

I know we have readers with 7, and I generally tend to hold about 4 at any one time.

What happens if I want to cancel my Amex card?

Read about cancelling cards here.

Do American Express Points ever expire?

No, as long as you have an open account. If you’re closing an account, then transfer them to a partner (airline/hotel) scheme first.

Disclaimer: This is an amateur, personal blog. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances, and that you access the full and up to date information.

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